[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.hake.cz\/jak-nejlepe-financovat-auto\/#Article","mainEntityOfPage":"https:\/\/www.hake.cz\/jak-nejlepe-financovat-auto\/","headline":"Jak nejl\u00e9pe financovat auto?","name":"Jak nejl\u00e9pe financovat auto?","description":"Podle pr\u016fzkumu r\u016fzn\u00fdch finan\u010dn\u00edch instituc\u00ed si \u010desk\u00e1 dom\u00e1cnost m\u016f\u017ee dovolit m\u011bs\u00ed\u010dn\u011b platit spl\u00e1tku na auto v\u00a0hodnot\u011b 3 \u2013 4 tis\u00edc korun. I za tyto pen\u00edze lze v\u00a0dne\u0161n\u00ed dob\u011b po\u0159\u00eddit nov\u00e9 […]","datePublished":"2023-05-06","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.hake.cz\/author\/#Person","name":"","url":"https:\/\/www.hake.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/383247cd769f7ac317a5bcda943ec48a3c79d996598ae4564ec21a0e178126d1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/383247cd769f7ac317a5bcda943ec48a3c79d996598ae4564ec21a0e178126d1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"hake.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.hake.cz\/wp-content\/uploads\/img_a318742_w2351_t1529589006.jpg","url":"https:\/\/www.hake.cz\/wp-content\/uploads\/img_a318742_w2351_t1529589006.jpg","height":0,"width":0},"url":"https:\/\/www.hake.cz\/jak-nejlepe-financovat-auto\/","wordCount":461,"articleBody":"Podle pr\u016fzkumu r\u016fzn\u00fdch finan\u010dn\u00edch instituc\u00ed si \u010desk\u00e1 dom\u00e1cnost m\u016f\u017ee dovolit m\u011bs\u00ed\u010dn\u011b platit spl\u00e1tku na auto v\u00a0hodnot\u011b 3 \u2013 4 tis\u00edc korun. I za tyto pen\u00edze lze v\u00a0dne\u0161n\u00ed dob\u011b po\u0159\u00eddit nov\u00e9 a pro rodinu bezpe\u010dn\u00e9 auto. Po\u0159\u00edzen\u00ed auta nen\u00ed ur\u010dit\u011b jednoduch\u00e1 v\u011bc. M\u011bla by V\u00e1s zaj\u00edmat nejen cena, ale tak\u00e9 d\u016fvod po\u0159\u00edzen\u00ed a n\u00e1klady provozov\u00e1n\u00ed. Pokus jste vybrali auto, je pot\u0159eba se za\u010d\u00edt zaj\u00edmat o jeho financov\u00e1n\u00ed. Proto se v\u017edy v\u00a0autosalonech ptejte na mo\u017enosti, kter\u00e9 V\u00e1m mohou nab\u00eddnout.D\u016fle\u017eit\u00e9 informace p\u0159i financov\u00e1n\u00ed jsou poplatky za sjedn\u00e1n\u00ed smlouvy, p\u0159ed\u010dasn\u00e9 splacen\u00ed, i pokud se n\u011bco stane a vy budete muset p\u0159eru\u0161it splacen\u00ed. Financovat auto m\u016f\u017eete t\u0159emi zp\u016fsoby. Nejlep\u0161\u00ed mo\u017enost\u00ed je m\u00edt vlastn\u00ed finan\u010dn\u00ed prost\u0159edky. To bohu\u017eel, ale nen\u00ed v\u0161em d\u00e1no. Druhou mo\u017enost\u00ed je \u00fav\u011br a tou posledn\u00ed operativn\u00ed leasing. Jak\u00fd je mezi nimi rozd\u00edl a co je v\u00fdhodn\u011bj\u0161\u00ed?\u00a0\t\u00dav\u011br nebo leasing? \u00a0Je\u0161t\u011b ne\u017e nav\u0161t\u00edv\u00edte autosalon je pot\u0159eba v\u011bd\u011bt jak\u00fd je rozd\u00edl mezi \u00fav\u011brem a leasingem. Bohu\u017eel se \u010dasto st\u00e1v\u00e1, \u017ee V\u00e1m ani u dealera aut nebudou schopni odpov\u011bd\u011bt na v\u0161echny Va\u0161e v\u0161ete\u010dn\u00e9 ot\u00e1zky. Financov\u00e1n\u00ed pomoci spot\u0159ebitelsk\u00e9ho \u00fav\u011bru pat\u0159\u00ed mezi nejroz\u0161\u00ed\u0159en\u011bj\u0161\u00ed. D\u00edky n\u011bmu jste vlastn\u00edky auta hned. M\u011bs\u00ed\u010dn\u00ed spl\u00e1tky m\u00e1t jasn\u011b dan\u00e9 a plat\u00edte je podle spl\u00e1tkov\u00e9ho kalend\u00e1\u0159e. M\u016f\u017eete si tak\u00e9 zvolit libovolnou dobu splacen\u00ed a podnikatel\u00e9 si mohou takov\u00fd v\u016fz odepisovat v\u016fz v\u00a0\u00fa\u010detnictv\u00ed. Na rozd\u00edl u leasingu, kter\u00fd pat\u0159\u00ed st\u00e1le mezi obl\u00edben\u00fd druh financov\u00e1n\u00ed, je majitelem vozu leasingov\u00e1 spole\u010dnost do t\u00e9 doby, ne\u017e doplat\u00edte v\u0161echny spl\u00e1tky. Teprve pot\u00e9 se st\u00e1v\u00e1te vlastn\u00edkem auta.Leasing vy\u0159\u00edd\u00edte velmi rychle a nen\u00ed na tom nic slo\u017eit\u00e9ho. Ob\u011b mo\u017enost\u00ed lze vyu\u017e\u00edt jak ke koupi nov\u00fdch tak tak\u00e9 ojet\u00fdch voz\u016f. Financovat tak mohou jak fyzick\u00e9 osoby tak tak\u00e9 podnikatele. Ob\u011b mo\u017enosti maj\u00ed tak\u00e9 sv\u00e9 m\u00ednusy. \u00dav\u011br je slo\u017eit\u011bj\u0161\u00ed kv\u016fli mnoho formalit p\u0159i podpisu smlouvy a je v\u011bt\u0161inou nutn\u00fd ru\u010ditel. Leasing nelze uzav\u0159\u00edt na dobu krat\u0161\u00ed jak t\u0159i roky a nelze zde uplatnit bonusy z\u00a0povinn\u00e9ho ru\u010den\u00ed. Odm\u011bnou pro V\u00e1s bude auto dle Va\u0161\u00edch p\u0159edstav, kter\u00e9 V\u00e1m bude slou\u017eit mnoho let.                                                                                                                                                                                                                                                                                                                                                                                        3.8\/5 - (13 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak nejl\u00e9pe financovat auto?","item":"https:\/\/www.hake.cz\/jak-nejlepe-financovat-auto\/#breadcrumbitem"}]}]