[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.hake.cz\/zadejte-na-spravnem-miste\/#Article","mainEntityOfPage":"https:\/\/www.hake.cz\/zadejte-na-spravnem-miste\/","headline":"\u017d\u00e1dejte na spr\u00e1vn\u00e9m m\u00edst\u011b","name":"\u017d\u00e1dejte na spr\u00e1vn\u00e9m m\u00edst\u011b","description":"Pokud soukrom\u011b podnik\u00e1te, nejsp\u00ed\u0161e u\u017e jste za\u017eili situaci, kdy bylo z\u00e1hodno do sv\u00e9ho byznysu investovat n\u011bjak\u00e9 pen\u00edze, jich\u017e se v\u00e1m ale zrovna nedost\u00e1valo. A pokud (dosud) soukrom\u011b nepodnik\u00e1te, jist\u011b v\u00e1s […]","datePublished":"2022-01-08","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.hake.cz\/author\/#Person","name":"","url":"https:\/\/www.hake.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/383247cd769f7ac317a5bcda943ec48a3c79d996598ae4564ec21a0e178126d1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/383247cd769f7ac317a5bcda943ec48a3c79d996598ae4564ec21a0e178126d1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"hake.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.hake.cz\/wp-content\/uploads\/polsk%C3%A9%20pen%C3%ADze_10_10_3.jpg","url":"https:\/\/www.hake.cz\/wp-content\/uploads\/polsk%C3%A9%20pen%C3%ADze_10_10_3.jpg","height":0,"width":0},"url":"https:\/\/www.hake.cz\/zadejte-na-spravnem-miste\/","about":["Finance"],"wordCount":409,"articleBody":"   Pokud soukrom\u011b podnik\u00e1te, nejsp\u00ed\u0161e u\u017e jste za\u017eili situaci, kdy bylo z\u00e1hodno do sv\u00e9ho byznysu investovat n\u011bjak\u00e9 pen\u00edze, jich\u017e se v\u00e1m ale zrovna nedost\u00e1valo. A pokud (dosud) soukrom\u011b nepodnik\u00e1te, jist\u011b v\u00e1s aspo\u0148 napadne, \u017ee se v podnikatelsk\u00e9m \u017eivot\u011b zkr\u00e1tka n\u011bco takov\u00e9ho st\u00e1v\u00e1.Nem\u011blo by tomu tak b\u00fdt, ale realita u\u017e takov\u00e1 prost\u011b b\u00fdv\u00e1. Soukromn\u00edk si sv\u00fdmi podnikatelsk\u00fdmi aktivitami vyd\u011bl\u00e1v\u00e1 pen\u00edze, je\u017e by mu m\u011bly sta\u010dit na v\u0161echno, od financov\u00e1n\u00ed chodu a rozkv\u011btu jeho firmy a\u017e po placen\u00ed v\u0161eho, co souvis\u00ed s jeho vlastn\u00edm \u017eivotem, jen\u017ee nejednou se nevede tak, jak by se v\u00e9st m\u011blo, a pak tomuto zkr\u00e1tka pen\u00edze sch\u00e1zej\u00ed. Ani v soukrom\u00e9m podnik\u00e1n\u00ed nepanuj\u00ed v\u017edy jenom dobr\u00e9 \u010dasy, i zde se n\u011bkdy nevede t\u0159eba ani trochu dob\u0159e.Podnikatel\u00e9 by m\u011bli s t\u00edmto rizikem v\u017edy po\u010d\u00edtat. A m\u011bli by si vytv\u00e1\u0159et takov\u00e9 finan\u010dn\u00ed rezervy, aby p\u0159\u00edpadn\u00e9 \u010dasy, v nich\u017e se nevede, zvl\u00e1dli. Jen\u017ee n\u011bkdo na tom nen\u00ed tak, aby si pot\u0159ebn\u00e9 rezervy vytvo\u0159il, n\u011bkdo na to jaksi zapomene, a pak je jenom ot\u00e1zkou \u010dasu, kdy se takov\u00fd podnikatelsk\u00fd \u017eivot zkomplikuje.A kdy\u017e je pak zle, mus\u00ed se prost\u011b \u017e\u00e1dat o podnikatelskou p\u016fj\u010dku. Co\u017e se ale sn\u00e1ze \u0159ekne, ne\u017e ud\u011bl\u00e1. Proto\u017ee \u017e\u00e1dat o podobnou pomoc m\u016f\u017ee ka\u017ed\u00fd, jen\u017ee ani zdaleka ne ka\u017ed\u00fd se j\u00ed do\u010dk\u00e1. V bank\u00e1ch vyhov\u00ed jenom t\u011bm \u017eadatel\u016fm, kte\u0159\u00ed jsou bonitn\u00ed, kte\u0159\u00ed tedy maj\u00ed p\u0159\u00edjmy, z nich\u017e bude mo\u017en\u00e9 bezprobl\u00e9mov\u011b spl\u00e1cet, kte\u0159\u00ed maj\u00ed \u010dist\u00e9 registry dlu\u017en\u00edk\u016f, co\u017e jim dod\u00e1v\u00e1 na d\u016fv\u011bryhodnosti, a podobn\u011b.A co ti, jim\u017e v bank\u00e1ch nep\u016fj\u010d\u00ed? Ti ud\u011blaj\u00ed dob\u0159e, kdy\u017e se jejich volbou stane rad\u011bji nebankovn\u00ed hypot\u00e9ka bez registru. Proto\u017ee u t\u00e9 ani na horentn\u00edch p\u0159\u00edjmech, ani na registrech dlu\u017en\u00edk\u016f, exekuc\u00edch a dal\u0161\u00edch podobn\u00fdch okolnostech moc nesejde. Tady sta\u010d\u00ed m\u00edt nemovitost vyu\u017eitelnou jako z\u00e1ruka spl\u00e1cen\u00ed a pak u\u017e je mo\u017en\u00e9 i to, co by bylo v bance nemo\u017en\u00e9. A jestli mi to snad nev\u011b\u0159\u00edte, p\u0159esv\u011bd\u010dte se sami.                                                                                                                                                                                                                                                                                                                                                                                          4.5\/5 - (13 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u017d\u00e1dejte na spr\u00e1vn\u00e9m m\u00edst\u011b","item":"https:\/\/www.hake.cz\/zadejte-na-spravnem-miste\/#breadcrumbitem"}]}]